The government gift should not be presented as EB-5 commercial capital with a promised return. The September 7, 2026 official processing fee is US$15,000 per person and nonrefundable; the principal gift is US$1,000,000 individually or US$2,000,000 per corporate-sponsored employee. Family and continuing corporate obligations are additional.
Preserve the actual payment character
Distinguish gifts, processing fees and private charges. A translation or brochure should not change the official principal, family or corporate obligations.
Because the payment is a gift, the accounting, tax and estate treatment differs from that of capital placed in a business, and an adviser told the wrong thing will plan around the wrong facts. Published corporate maintenance and transfer terms also require separate review; ordinary hiring costs should not be presented as satisfying them. Program terms — eligibility, the amounts payable, the treatment of family members — are set by the official materials in force on the day you act, not by a copy stored last quarter. Current corporate terms include 1% annual maintenance and a 5% transfer fee with a new background check; the FAQ describes conditional reuse of a prior gift for a new employee.