No. The underlying source, path, commitment and applicable capital requirements need evidence.
Trace the components
Separate savings, loans, gifts and fees. A reliable summary should explain its sources rather than obscure different legal obligations inside one figure.
Build a dated review file around passport evidence, ownership records, purchase documents, source-and-route evidence, business plan, and control rights. Substantiality is measured against the total cost of the specific enterprise, so a proportionally small binding commitment may still matter more than a large recoverable one. The test remains a real operating enterprise, substantial capital genuinely committed and at risk, qualifying treaty nationality with at least 50% treaty ownership, an investor who genuinely develops and directs, and a business that is more than marginal. Funds borrowed against the investor's own assets can form part of a qualifying E-2 investment; amounts secured only by the assets of the United States enterprise generally are not treated as the investor's capital at risk.