The payment purposes should remain clear. A provider charge is distinct from official processing fees and government gifts. The September 7, 2026 official processing fee is US$15,000 per person and nonrefundable; the principal gift is US$1,000,000 individually or US$2,000,000 per corporate-sponsored employee. Family and continuing corporate obligations are additional.
Identify the actual recipient and obligation
Use the official principal and family framework and applicable corporate terms. The government gift is not an EB-5 commercial asset promising a return.
The corporate route concerns sponsored employees and includes 1% annual maintenance and a 5% transfer fee with a new background check, without automatic replacement approval. Obtain independent financial and tax advice, since a gift is not structured to produce an investment return and neither route carries a guaranteed approval. A corporate arrangement has published annual and transfer conditions as well; use the actual programme instructions rather than a private promise of interchangeable payments. Budget housing, ordinary living costs and any additional official charges separately rather than assuming the gift will finance later personal expenses.