The official gift framework should not be treated as a commercial investment promising returns. The September 7, 2026 official processing fee is US$15,000 per person and nonrefundable; the principal gift is US$1,000,000 individually or US$2,000,000 per corporate-sponsored employee. Family and continuing corporate obligations are additional.
Use the actual financial obligation
Confirm current official fees and gift terms. Do not rely on unsupported repayment or asset claims when assessing the cost.
The published framework contains two distinct financial elements and they should never be collapsed into a single figure, because a gift and a fee differ in nature and possibly in treatment. Check each promise against the official text: the amount and destination of the gift, the processing fee and its non-refundable character, the immigrant basis, the role of the sponsoring employer, and any statement about timing. Keep adviser charges and their private refund rules outside those amounts, and assess any eligible family member separately under current instructions. Anyone comparing this framework with an investment route should hold that difference in view throughout, because the language of investment is often used loosely in discussion of the programme and it obscures what actually happens to the money.