No. Assess the actual commitment, lawful source, path and security.
Identify the transaction behind the amount
A financed acquisition can have terms that matter to qualifying capital. Provide genuine loan and collateral records rather than relying only on the seller’s receipt.
Bank records showing money leaving the buyers' accounts and arriving with the seller or an escrow agent, the purchase agreement with its conditions, and evidence of what was bought. Bring ownership records, the funding history, the purchase or formation agreement, and any loan or escrow terms, together with evidence describing what the business will actually do day to day. Keep the signed purchase agreement with all schedules, the covenant text and any side letters, the price allocation, escrow or holdback instructions, and the seller's disclosure of related businesses. Several years of financial statements and tax filings, the owner's compensation arrangements, customer concentration information, and the full transaction documents including all security arrangements. If a machine was bought with business earnings, a personal loan, a property sale or a family gift, assemble the statements, contracts and tax records that connect that source to the payment.