The advertised investment amount is one part of a household budget. Identify expenses the quotation leaves out before deciding whether the proposed commitment is affordable.
Build a budget that survives a delayed exit
Ask which project, government and professional charges are additional, and keep living reserves outside the claimed qualifying capital. Record when each obligation falls due and whether it depends on a future distribution. EB-5 currently requires US$1,050,000, or US$800,000 for a qualifying targeted employment area or infrastructure project, with petition-date statutory adjustments starting January 1, 2027. Compare that legal minimum with the actual amount committed under the offering; they need not equal the whole household cost. A projected repayment cannot be treated as guaranteed money available for the next expense or as proof of immigration success.
Filing fees at more than one stage from the USCIS fee schedule, administration or subscription fees on a pooled investment, legal fees weighted toward the source-of-funds work, and accounting, translation and independent diligence costs. Keep family-related expenses and independent financial diligence visible as separate items, since an advertised package price can omit material commitments and a quoted return does not describe the full financial exposure.