Do not assume so. Identify the payment’s purpose and applicable treatment.
Separate the components of the purchase budget
Review capital, services, financing and retained reserves. A combined price does not establish that every amount is qualifying capital committed at risk.
Corporate formation or acquisition costs, legal review of the governing documents, a business plan, accounting work on the source of funds, and the working capital the enterprise needs. Separate the ledger into three columns before you total anything: money already spent, money irrevocably committed under agreements you cannot walk away from, and money you merely intend to spend. Consular application and reciprocity fees for each family member, escrow and legal fees on the purchase, a business valuation or due-diligence review, U.S. entity formation, and interest on the home line of credit. A seller who wants a non-refundable deposit as well is negotiating price and certainty, not immigration law; a deposit of a meaningful percentage, forfeited only if the buyer defaults, strengthens the case while limiting the loss on refusal. A clear paper trail can reveal that some spending is still revocable or personal; classify it accurately instead of forcing every transfer into the qualifying investment total.